ZAMCO collects information from its merchants through an application process used to establish an account to utilize our services. ZAMCO does not obtain information from individuals or companies via the Site. We only obtain information from when an individual or company applies for an account to use our services. At that time, we will ask for contact information (such as your name, street address, phone, fax and e-mail address), and information pertaining to your business, including but not limited to current financial statements, bank account and/or settlement account information, and how you will utilize ZAMCO’s services. Additionally, to process individual transactions for merchants, we typically will receive from the merchant information related to the specific transaction. This might include information about the transaction that a consumer has furnished the merchant in placing the order for example. Any personal information we might receive in processing transactions varies according to the nature of the transaction and the way in which merchants are using our services. Generally, though, the information will include customer information, banking information and transaction information. Personal consumer information is used to process payment transactions and for no other purpose.
ZAMCO receives and may store information you enter on the Site or give to our Site in any other way. For example, ZAMCO collects and analyzes information including: your IP address; username; date and time; and length of your active session.
The Way ZAMCO Uses Information
On occasion ZAMCO may aggregate the above-mentioned data to track overall Site visitor traffic patterns. ZAMCO may share this aggregate information with vendors, potential advertisers, business partners, news agencies, or other third parties for, among other things, demonstrating the amount of interest in the Site. ZAMCO may also use this aggregate information for, among other things: quality control; conducting and publishing research and studies; development and testing of products and services; identifying and monitoring trends; evaluating and monitoring equipment, methods, and technology used to provide products or services; developing and distributing marketing and promotional materials for products and services; and to help ZAMCO plan for technical infrastructure requirements.
ZAMCO also may disclose information in any of the following circumstances: (1) for ZAMCO to complete the merchant transaction; (2) in response to a subpoena, search warrant, court order, or other legal process or request, or as may otherwise be required by applicable law or regulation; (3) to protect and defend ZAMCO’s rights or property or those of its affiliates, dealers, business partners, or others; or (4) as ZAMCO, in its sole discretion, believes is appropriate under exigent circumstances in response to a perceived threat to the personal safety, property, or rights of any other person or organization.
In addition, since ZAMCO’s database is a business asset, in the event ZAMCO is reorganized or is sold to or merged with another company, you consent to the sale, assignment, or transfer of your personal information to a purchaser of all or substantially all of ZAMCO’s business assets, or to an affiliate, as applicable.
ZAMCO’s Relationship to Other Sites That May Be Accessed through This Site
Security of Your Information
Information security is critical to our business and ZAMCO strives to protect all information transmitted to or from this Site. However, ZAMCO cannot ensure or warrant the security of any information transmitted to or from this Site, by e-mail or otherwise, and this information is provided at your own risk. ZAMCO works to protect the security of consumers’ information as well as our merchants through the use of security and encryption software. Any information that is gathered, rather than merely passed through as part of a transaction, is stored on servers located in a secure data center. The number of people with access to these servers is very limited. Firewalls and other security technology are used to prevent system servers and computers from being accessed by unauthorized persons. It is the merchant’s responsibility to protect against unauthorized access to the system through misuse of individual Merchant ID, User Name and Password. To assure of no unauthorized access, please be certain you log off the system when finished with your session and protect your Merchant ID, User Name and Password used to access your merchant account.