Bank and ZAMCO Holiday Schedules

For processing ACH items, ZAMCO observes the following Federal Reserve Bank Holiday’s. ZAMCO’s offices will be open on Martin Luther King’s, Presidents, Columbus, and Veterans holidays.

Federal Reserve Holidays

2018 2019 2020 2021 2022
New Year’s Day Jan 1 Jan 2 Jan 1 Jan 1 Jan 1
Martin Luther King, Jr. Day Jan 15 Jan 21 Jan 20 Jan 18 Jan 17
Presidents’ Day Feb 19 Feb 18 Feb 17 Feb 15 Feb 21
Memorial Day May 28 May 27 May 25 May 31 May 30
Independence Day July 4 July 4 July 4* July 4* July 4
Labor Day Sept 3 Sept 2 Sept 7 Sept 6 Sept 5
Columbus Day Oct 8 Oct 14 Oct 12 Oct 11 Oct 10
Veterans’ Day Nov 11* Nov 11 Nov 11 Nov 11 Nov 11
Thanksgiving Day Nov 22 Nov 28 Nov 26 Nov 25 Nov 24
Christmas Day Dec 25 Dec 25 Dec 25 Dec 25* Dec 25*

*For holidays falling on Saturday, Federal Reserve Banks and branches will be open the preceding Friday. For holidays falling on Sunday, all Federal Reserve offices will be closed the following Monday.