ACH Return Codes

R01 Insufficient Funds R34 Limited Participating DFI
R02 Account Closed R35 Return Improper Debit Entry
R03 Unable To Locate Account R36 Return of Improper Credit Entry
R04 Invalid Account Number R37 Source Document Presented for Payment
R05 Unauthorized Debit to Consumer Account R38 Stop Payment on Source Document
R06 Returned per ODFI Request R39 Improper Source Document
R07 Authorization Revoked by Customer R40 Return of ENR Entry By Fed Agency
R08 Payment Stopped On Item R41 Invalid Transaction Code
R09 Uncollected Funds R42 Routing Number/Check Digit Error
R10 Customer Advises Not Authorized R43 Invalid DFI Account Number
R11 Entry Not In Accordance w/Terms of Authorization R44 Invalid Individual ID Number
R12 Branch Sold To Another DFI R45 Invalid Individual Name
R13 Invalid ACH Routing Number R46 Invalid Representative Payee Indicator
R14 Representative Payee Deceased R47 Duplicate Entrollment
R15 Beneficiary or Holder Deceased R50 State Law Affecting RCK Acceptance
R16 Account Frozen R51 Item Is Ineligible
R17 File Record Edit Criteria R52 Stop Payment On Item
R18 Improper Effective Entry Date R53 Item and ACH Entry Presented for Payment
R19 Amount Field Error R61 Misrouted Return
R20 Non-Transaction Account R67 Duplicate Return
R21 Invalid Company Identification R68 Untimely Return
R22 Invalid Individual ID Number R69 Field Errors
R23 Credit Entry Refused By Receiver R70 Permissible Return Entry Not Accepted
R24 Duplicate Entry R71 Misrouted Dishonored Return
R25 Addenda Error R72 Untimely Dishonored Return
R26 Mandatory Field Error R73 Timely Original Return
R27 Trace Number Error R74 Corrected Return
R28 Routing Number Check Digit Error R75 Original Return Not a Duplicate
R29 Corporate Customer Not Authorized R76 No Errors Found
R30 RDFI Not Participating In Truncation R80 Cross Border Payment Coding Error
R31 Permissible Return Entry R81 Non Participating In Cross Border
R32 RDFI Non-Settlement R82 Invalid Foreign Receiving DFI ID
R33 Return of XCK Entry